Purchase

Let Our Team Help You Start Your Home Purchase Today

The Santalucia Team – Fairway Home Mortgage works hard to give you a smooth purchase loan backed by local expertise and personal attention.

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Secure Your New Home With the Right Purchase Loan

The Santalucia Team – Fairway Home Mortgage makes home buying straightforward with purchase loans in Glendale, AZ. Whether buying your first home or upgrading to something new, we guide you through every step. Our expert team focuses on helping you choose a purchase loan that fits your budget, lifestyle, and goals to get you into the perfect home.

With our local knowledge and experience, we ensure you get a loan that supports your long-term success. Our experienced team keeps the process smooth and on track so you can focus on moving into your new home with confidence.

Explore Our Purchase Loan Options

A purchase loan helps you buy a property using financing through a lender. We offer a range of loan types to fit different needs. From conventional loans to fixed-rate mortgages, our team helps you explore each option and choose what works best. We explain everything in plain terms so you stay informed from start to finish.

Adjustable-Rate
Mortgage (ARM)

An adjustable-rate mortgage (ARM) starts with a fixed interest rate for a set period and then adjusts periodically based on market conditions. ARMs can offer lower initial payments, making them perfect for short-term homeowners.

Affordable
Housing

Purchase loans for affordable housing help buyers finance homes at lower costs. These loans often feature reduced interest rates, flexible credit terms, and down payment assistance to support long-term homeownership success.

Conventional
Loan

Conventional purchase loans are ideal for buyers with strong credit and steady income. The government doesn’t back them, and they often feature lower rates, flexible terms, and competitive options for a wide range of homebuyers.

FHA Mortgage
Loan

The Federal Housing Administration backs FHA mortgage loans, which help buyers with lower credit scores or smaller down payments. They offer flexible terms and are popular for first-time homebuyers seeking affordability.

Fixed-Rate
Mortgage Loan

A fixed-rate mortgage purchase loan keeps the same interest rate for the life of the loan. It offers stable monthly payments, making it easier to budget. It's a smart option for buyers planning to stay in their home long-term.

Jumbo Mortgage
Loan

A jumbo mortgage loan finances homes that exceed conforming loan limits. It’s ideal for high-value properties and requires strong credit, low debt, and larger down payments. Buyers gain access to luxury and high-end real estate.

Physician Mortgage
Loan

This loan helps doctors buy homes with low or no down payment, no private mortgage insurance, and flexible debt-to-income limits. It’s tailored to medical professionals early in their careers with high earning potential.

USDA Mortgage
Loan

A USDA mortgage loan offers 100% financing for eligible rural and suburban homebuyers. Backed by the U.S. Department of Agriculture, it features low interest rates and no down payment, making homeownership more accessible.

VA Mortgage
Loan

A VA mortgage loan is backed by the U.S. Department of Veterans Affairs. It offers qualified veterans and service members benefits like no down payment, competitive rates, and no private mortgage insurance for affordability.

Rely On Our Step-by-Step Assistance From Start to Close

The loan process starts with a simple conversation. We gather details about your goals, income, credit, and savings to match you with the right program. Then, we walk you through the pre-approval process, helping you show sellers you're ready to buy. Once you find the right home, we keep everything moving, from paperwork to final approval. We’re here from your first call to the day you get your keys, guiding you through the process.